Author: Gene Martin

Homeowners Insurance 101: A Guide for Homebuyers in Augusta, Georgia

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Homeowners insurance. You know you should probably have it, and if you have a mortgage, you’re required to have it. But how much do you really know about homeowners insurance beyond just the basics? What exactly does it cover—and more importantly, what doesn’t it cover? What types of policies are available, and how do you … Continued

Should You Make Repairs to Your Augusta, Georgia House Before Selling It?

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Making repairs requires upfront costs—both in money and energy. Not every seller has the financial flexibility or time to tackle home repairs before listing. Sometimes, living in a home during repairs can cause stress from the noise, mess, and general disruption. If funding repairs isn’t feasible, or if you want a hassle-free sale, professional buyers … Continued

How to Make Sure Your Contractor is Insured in Augusta, Georgia

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You’ve dreamed of finally renovating that cramped, outdated kitchen or are weighing the tough decision of whether to repair or sell after major home damages. Maybe you’ve started asking friends and coworkers for contractor recommendations, but one crucial detail should never be overlooked: verifying that your contractor is fully insured in Augusta, Georgia. Hiring an … Continued

6 Smart Tips to Help You Sell a Damaged Home in Augusta, Georgia

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A damaged home in Augusta, Georgia can quickly turn into a frustrating challenge for any seller. Most traditional buyers shy away from properties showing visible damage, preferring homes that are move-in ready. However, some buyers—especially investors or handy homeowners—may be interested if they see potential, though their offers might be lowball bids that feel disheartening. … Continued

Stopping the Foreclosure Process: A Guide for Augusta, Georgia Homeowners

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Facing foreclosure in Augusta, Georgia is stressful, but it’s not the end of the road. Many homeowners find themselves struggling to keep up with mortgage payments, and foreclosure can feel like it’s looming around the corner. If you’re behind on payments or already receiving notices from your lender, it’s important to know that you still … Continued

What Homeowners in Augusta, Georgia Can Expect During the Foreclosure Process

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If you’re worried about losing your home to foreclosure in Augusta, Georgia, you’re not alone. Many homeowners experience unexpected financial setbacks that make it difficult to keep up with mortgage payments. The ideal scenario is to communicate with your lender early and seek a resolution before the process begins. However, understanding the foreclosure timeline can … Continued

The Difference Between Pre-Foreclosure and Foreclosure for Homeowners in Augusta, Georgia

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Many homeowners in Augusta, Georgia facing financial challenges may hear the terms “foreclosure” and “preforeclosure” used interchangeably—but they’re very different. Whether you’re a homeowner trying to avoid losing your house or a buyer looking for a discounted property, understanding the difference between foreclosure and preforeclosure is crucial. Each stage has unique consequences, timelines, and opportunities, … Continued

Traditional Sales vs. Short Sales And Foreclosures in Augusta, Georgia

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When purchasing a home in Augusta, Georgia, buyers typically encounter three main types of real estate transactions: traditional sales, short sales, and foreclosures. Each comes with its own risks, timelines, and financial implications. While short sales and foreclosures often attract buyers with lower prices, those discounts come with added challenges. Whether you’re buying to live … Continued

How to Sell Your House During Bankruptcy in Augusta, Georgia

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Selling your house during bankruptcy in Augusta, Georgia can feel like a complicated process—but with the right guidance, it’s absolutely possible. Whether you’ve filed for Chapter 7 or Chapter 13 bankruptcy, selling your home may be a strategic way to resolve debt and regain financial stability. You’re not alone: in October 2022, Chapter 13 bankruptcy … Continued

Water Sports and Boating in Augusta: A Complete Guide

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Introduction Augusta, Georgia, is a paradise for water enthusiasts. With the majestic Savannah River running through the city, the expansive Clarks Hill Lake nearby, and the historic Augusta Canal, residents and visitors alike have access to a wide array of water sports and boating activities. Whether you’re a seasoned boater, a casual kayaker, or simply … Continued

Selling an Old or Outdated Home in Augusta: Is It Worth Renovating First?” – Helping sellers decide whether to repair or sell as-is.

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Introduction Selling an old or outdated home in Augusta can be a difficult decision. Should you invest in repairs and renovations to increase the home’s value, or is it better to sell as-is and avoid the hassle? The answer depends on your budget, timeline, and the condition of the property. If you’re debating whether to … Continued

Selling Your Home in Augusta Due to Financial Hardship: What Are Your Options?

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Introduction Financial hardship can strike unexpectedly due to job loss, medical bills, divorce, or other unforeseen challenges. When mortgage payments become unmanageable, selling your home may be the best solution to avoid foreclosure and financial ruin. If you’re struggling financially and need to sell your home in Augusta, you have several options, including:✅ Traditional home … Continued
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